^ I don't approve of using the cane on children, but it should definitely be instated amongst 18-23 year olds who have yet to show any modicum of acting their age.
Being a student is an increasingly common thing nowadays. But rather than rant about the complete over-saturation of degrees and the worthlessness of many of them (yes, pot and kettle analogies are very relevant in my case), I have chosen to pick on the students. Not all students, mind. Contrary to the stereotype, many are hard-working and, whilst possibly getting ridiculously "crunk" too often (I heard that term on the street), appear to be vaguely dedicated to their degree and achieving something. Unfortunately, amongst these students are those who have suffered from a ridiculously sheltered and care-free upbringing of no responsibility that they continuously flaunt in front of their peers.
These are the kind of students who receive their student loan and within the next week, will have spent it on a variety of frivolous things such as designer clothes, expensive trinkets and a PS3. Shortly after, they'll be bawling their eyes out as they whine incessantly about the fact they are now in to the overdraft of their bank account. They'll complain that the loan they received wasn't enough to cope with their oh-so difficult living experience, discreetly forgetting to mention how they squandered it on the various material embodiments of their own idiocy that now adorn their room. However, one phone call to mummy and daddy dearest and their woes are sorted - magically, the money in their bank account has been replenished and the crisis is averted. I suppose this could be construed as a learning experience, but I've yet to see this situation used productively; because the incompetent student's intelligence is inversely related to their affluence and spoilt nature, they are doomed to lather, rinse and repeat this process with their parents bailing them out at every turn.
Worse yet is when they become aware of the fact their parents will fork out the money when they need it. Recently, I overheard a 20 year old manchild tell his friend about the rail fine he had received for not purchasing a ticket. He did a stupid thing and was now going to have to pay up for his mistake. Simple process, lesson learnt. His solution was a bit different. He had the written fine sent to his home address, hoping his parents would pay it off without question so as to not exacerbate his non-existent exam stress. Even worse, they did. How do these reprobates hope to cope in the real world if they can't even accept their own mistakes and build upon the experience?
In reference to the homeless, I've once heard the argument that the benefit behind giving people money is that it helps teach them responsibility - how to manage their finances, how to budget for food and other things of that ilk. Clearly, this is not true with those who have been spoilt through life. Give them money and they will do nothing better than exploit their parents' misguided generosity.
P.S. There was a guy in my halls of residence who had never used a toaster before as his bread had always been toasted for him. That's more amazing than it is spoilt.